Interest-free funding will be available from the Microfinance Fund at a rate of 75% for female entrepreneurs and 60% for general entrepreneurs.

The Microfinance Fund was created by the Hellenic Development Bank to lend money to small enterprises employing up to ten people. The goal of this program is to assist 3,300 companies, 1,000 of which will be devoted to encouraging female entrepreneurs.

The funding gap in Greece's microloan market is anticipated to be at least 578.1 million euros annually, with the potential to reach 750 million euros, according to research conducted by the European Commission for the 2021–2027 timeframe.

These are the financial requirements of the nation's freelancers and small and very small enterprises, many of which are now unable to satisfy the standards of traditional banks and may seek assistance from microfinance organizations.

According to a survey conducted by the European Microfinance Network in partnership with the Microfinance Centre (2023), 64% of European microfinance institutions' clients are situated in rural regions, according to Yiannis Stournaras, governor of the Bank of Greece.

This suggests that the Microfinance Fund may evolve into an extra instrument for the agriculture sector's growth, especially about innovative technology. Stournaras also underlined how crucial microfinance is to empowering and assisting women, who frequently encounter major obstacles when trying to obtain financial services.

Three licenses for microfinance firms have been issued by the Bank of Greece thus far, enabling the Greek market for microloans up to 25,000 euros. Among these licensed businesses are AΦH Microfinance S.A., Microsmart, and T.M.E.D.E. Microfinance Solutions.