The traditional healthcare system is failing the very people it was designed to serve. Burdened by high costs, restricted access, and overwhelming complexity, it often leaves patients feeling lost and employers struggling to provide meaningful benefits. Healthcare shouldn’t be a maze of obstacles—it should be a direct path to care when and where it’s needed. But true transformation doesn’t come from fixing a broken system; it comes from rebuilding it entirely.

Healthcare2U is leading that transformation. As a pioneering integrated, hybrid direct primary care organization, the company is reshaping the healthcare landscape by making primary, chronic, and urgent care simple, affordable, and always within reach.

By eliminating the traditional claims-based model, Healthcare2U removes financial barriers and aligns the interests of patients and physicians, ensuring cost-effective, high-quality care. With a nationwide network, members receive unlimited access to partner physicians during business hours and 24/7 virtual care beyond clinic hours, guaranteeing seamless treatment whenever and wherever they need it. Fixed, upfront pricing eliminates uncertainty, allowing patients to make informed decisions without the fear of hidden costs. Through its nationwide footprint and integrated medical records, Healthcare2U ensures continuity of care, preventing fragmentation and reducing the risk of misdiagnosis.

We at Business Fortune had the distinct honor of interviewing Andy Bonner, President and CEO of Healthcare2U, who shared valuable insights on how his company is leveraging innovation, patient advocacy, and a commitment to better care to set a new standard—one that makes quality healthcare not just a service, but a right for all.

Genesis of Healthcare2U: A Mission Born from Survival

The journey to revolutionizing healthcare often begins with a deeply personal experience. For Andy Bonner, that experience was a misdiagnosis that nearly cost him his life. In 2005, Bonner developed a small spot on his tongue—a seemingly minor issue that, due to the complexities and gaps in the healthcare system, went undiagnosed for nearly nine months.

Like many Americans, he relied on an employer-provided health plan that dictated his access to care. Constantly traveling for work, he had no primary care physician and instead sought treatment at urgent care clinics in different cities. Each time, he was prescribed medication and sent on his way, only for the problem to persist.

“I trusted the white coat with the stethoscope—everything they told me. But the spot wouldn’t go away,” Bonner recalls. “I kept going from one urgent care to another, explaining my symptoms over and over. No one connected the dots.”

It wasn’t until he reluctantly visited a dentist—his least favorite place—that he was referred to a specialist. The diagnosis was swift and sobering: oral cancer.

“All I knew about cancer at the time was that if you catch it early, you have a good shot at beating it. But if you wait too long, it spreads. And I had been waiting for almost a year,” he says.

Fortunately, Bonner received treatment at MD Anderson in Houston, undergoing a rigorous five-year protocol. But while he was fighting cancer, he was also questioning how such a critical failure in the healthcare system had occurred.

“Why did this happen? Why wasn’t there a better entry point to care? Why was I—someone with financial means and insurance—left bouncing from clinic to clinic with no real answers?”

At the time, Bonner was a seasoned professional in business process outsourcing, working with corporate giants like BP, McDonald’s, and Intel to improve internal processes. Problem-solving was second nature to him, and the more he examined his own experience, the more he saw the fundamental flaws in healthcare delivery.

“I realized the system wasn’t built for accessibility or affordability—it was built on fragmentation. And that meant millions of Americans were being left behind.”

Determined to change that, Bonner co-founded Healthcare2U in 2013 with a clear mission: fix the entry point of healthcare so no one else would have to endure what he did.

“Healthcare shouldn’t be a privilege. It should be simple, affordable, and always within reach. That’s exactly what we’ve built at Healthcare2U.”

Bringing Affordable, Accessible Healthcare to All

When Andy Bonner co-founded Healthcare2U in 2013, his mission was clear—to make healthcare more accessible and affordable for everyone. Today, the company is redefining primary care through its innovative direct primary care model, a non-insurance alternative that prioritizes affordability and ease of access for both employees and employers.

“We offer a concept referred to as direct primary care, which allows companies to provide their employees with affordable healthcare access,” says Andy. “For a very affordable capped monthly fee, employers can offer our membership alongside high-deductible health plans or other insurance products. The key advantage? Everything that happens within our environment never results in a claim filed against a health plan.”

This model benefits employers by reducing healthcare costs while ensuring employees can see a doctor without financial burden. Instead of facing high out-of-pocket expenses, members typically pay just $10 or $25 for acute and urgent care visits.

Unlike traditional healthcare systems that build clinics and hire physicians, Healthcare2U takes a hybrid approach—partnering with existing primary care doctors across the country. “We show these doctors how to practice within this modality, and in return, we act as their marketing arm, continuously driving patients to their clinics. Physicians love this model because they get to focus on practicing medicine without the administrative burden of insurance paperwork.”

The impact is significant. Healthcare2U provides unlimited access to board-certified primary care and internal medicine physicians, ensuring that patients can see a doctor within 24 to 48 hours, with same-day urgent care access when needed. Their comprehensive care includes treatment for 13 chronic disease states, such as diabetes and hypertension, and covers annual physicals, well-woman exams, and basic lab tests. All of this is wrapped in a 24/7 virtual care service, allowing patients to connect with a doctor even on weekends or outside regular clinic hours.

Perhaps what sets Healthcare2U apart the most is its nationwide scalability. “We already have members and clinics in all 50 states. This means an employer with a workforce spread across the country doesn’t have to worry about gaps in service," Andy emphasizes. “We’ve been building and refining our proprietary network since 2013, and today, we proudly partner with thousands of doctors to bring affordable healthcare solutions to employers and individuals nationwide.”

Transforming Healthcare by Prioritizing Proactive and Preventive Care

Unlike many healthcare models that limit access based on pre-existing conditions, Healthcare2U welcomes everyone, ensuring that no one is denied essential primary care.

“What's great about our services is that there are no pre-existing carve-outs. Anybody, regardless of their disease state, can join,” explains Andy. While the company does not provide cancer treatment, their included blood work helps detect early warning signs like elevated white cell counts, which can indicate infections or even cancer risks.

At the heart of Healthcare2U’s approach is proactive medicine, shifting away from the traditional reactive model. “Many Americans wait until they're sick to seek care, often seeing doctors who know nothing about their medical history. We’re changing that by making primary care accessible to everyone, not just the wealthy.”

This mission—to provide affordable, accessible primary care for the 99 percent—is designed to break financial barriers and create long-term relationships between patients and board-certified physicians. “If we can diagnose a patient in the pre-diabetic stage, we can help them manage their health before they develop life-threatening conditions like heart disease or stroke.” Early detection saves lives—and significantly reduces the long-term financial burden on the healthcare system.

The reality is that the U.S. leads the world in obesity and comorbidities, with chronic illnesses driving up healthcare costs. “By keeping treatment within primary care, we can prevent unnecessary hospitalizations, surgeries, and complications like amputations or blindness caused by unmanaged diabetes.” Healthcare2U is tackling this crisis head-on by making early detection and disease management accessible to all.

Transforming Employer-Sponsored Healthcare: A Win-Win for Businesses and Physicians

Healthcare2U is on a mission to reshape the way employer-sponsored healthcare operates. Instead of directly approaching employers, the company collaborates with third-party administrators, insurance carriers, and brokers such as Marsh, Locton, and Gallagher. “We bring prebuilt solutions—whether level-funded, self-funded, or minimally essential coverage products—with our model already integrated. This allows businesses to provide better healthcare options to employees while controlling costs.”

Beyond affordability, the company’s strategy also alleviates the mounting pressures on physicians. “Doctors have long struggled with the administrative burdens imposed by insurance companies. Many leave the profession because they can’t survive under the current system,” says Andy. By partnering with Healthcare2U, physicians can focus on patient care rather than dealing with complex coding and reimbursement hurdles. “We eliminate the need for CPT codes or claims submissions, which means doctors don’t have to hire extra staff just to navigate insurance red tape. They get scheduled payments, avoiding bad debt, and most importantly, get back to what they went to med school for—helping people.”

This approach has fostered long-term trust. “One of the things I’m most proud of is that since 2013, we’ve never had a doctor cancel our partnership.” This retention rate speaks volumes about the value Healthcare2U provides—not only to businesses and employees but also to the physicians delivering care.

Integrating Technology for Continuity of Care and Cost Savings

For Andy Bonner, innovation is about solving real problems. “I call it solving for Andy,” he says, recalling his frustration with the fragmented healthcare system, where clinics couldn’t share patient records without authorization.

Determined to fix this, Andy built a model where Healthcare2U’s nationwide network of doctors seamlessly shares patient information. Whether a visit is in-person, urgent care, or telemedicine, physicians have the patient’s full medical history before every appointment.

“If you live in Austin but fall ill in Miami, we can schedule a visit, and your medical information is already with the attending doctor.” Unlike traditional telemedicine, where patient data stays siloed, Healthcare2U automatically integrates every interaction, ensuring continuity of care.

The company securely stores health records in a HIPAA-compliant cloud-based EMR and offers a proprietary app for easy access to care. Unlike traditional systems, where patients must schedule their own appointments, Healthcare2U handles everything, guiding them through a complex system with ease.

“We ensure patients get the right care while reducing costs for employers. By managing care navigation within our ecosystem, we can deliver a first-year return on investment.”

Innovating Healthcare for a Better Tomorrow

For Andy making healthcare accessible and affordable isn’t just business—it’s personal. “I would like to think that what we do matters, that it has a big impact on people’s lives,” he shares. His own health journey reinforced his mission: to create a system that lowers costs and improves access, ensuring quality care for everyone—not just the wealthy.

Healthcare2U is taking this mission further with new expansions. “We just launched our app on March 1st. We’re also introducing Gap solutions in partnership with carriers to help large employers cut healthcare costs.” The company is collaborating with vendors to integrate affordable lab testing, imaging, and prescription options, making healthcare even more accessible.

But for Andy, success isn’t just measured in business growth—it’s about impact. “I’ve seen firsthand how our services save lives. Every day, our team works to ensure healthcare is accessible, not just for executives, but for landscapers, restaurant workers, single moms—people struggling to afford care.”

“My legacy is that we disrupted something, that we made a difference, and that we made healthcare more affordable. And at the heart of it all, we are achieving what matters most—improving people’s health and changing lives,” concludes Andy Bonner.

Andy Bonner | Co-Founder, President, and CEO

Andy Bonner, the President and CEO of Healthcare2U is dedicated to making healthcare more accessible and affordable. Under his leadership, the company has introduced innovative membership-based primary care, wellness, and chronic disease management solutions, reshaping traditional healthcare models.

His passion for healthcare innovation stems from a personal battle with cancer in 2006. Misdiagnosed at multiple urgent care clinics, he saw firsthand the challenges of accessing reliable primary care. This experience fueled his mission to create cost-effective, convenient healthcare solutions that empower individuals and businesses.

With over two decades of leadership experience in business consulting, outsourcing, and corporate services, Andy has held key roles at Xerox, IKON Office Solutions, and Kinko’s. A graduate of Trinity University in San Antonio, Mr. Bonner continues to drive initiatives that improve healthcare accessibility for all.

“We have made healthcare more affordable. And at the heart of it all, we are achieving what matters most—improving people’s health and changing lives.”