EnKash introduces meal card with UPI payments, enabling employees to use tax-efficient meal benefits through QR payments and RuPay acceptance.

EnKash Expands Digital Payment Options for Meal Allowances

EnKash introduces meal card with UPI-based payment capabilities, allowing employees across India to use their meal allowance balance through UPI QR payments at eligible food and grocery merchants. The launch combines UPI convenience, RuPay acceptance, and tax-efficient employee benefits, marking a major step toward digitizing workplace expense solutions.

The new meal card enables employees to pay directly from their allocated meal benefit balance by scanning eligible UPI QR codes. The solution extends EnKash’s existing prepaid payment infrastructure and offers a familiar payment experience similar to everyday UPI transactions.

UPI and RuPay Integration Strengthens Employee Benefits

The EnKash introduces meal card initiative brings together multiple payment features, including UPI-based scan-and-pay options, RuPay-powered card acceptance, physical and virtual cards, and online payment support. Employees can use the card for food purchases, grocery payments, tap-and-pay transactions, and digital orders.

The card is designed to support employee meal benefits under India’s tax-efficient payroll framework. Under revised income tax provisions, eligible meal benefits can provide employees with tax savings when used within prescribed limits.

“Employee benefits should work as simply as everyday payments. By bringing UPI to meal benefits, we are making employee spending more convenient while helping organisations create a more digital and flexible benefits experience,” said Priya Sharma, Head of Product at EnKash.

Employer Controls Improve Benefit Management

The EnKash introduces meal card platform also provides employers with centralised management capabilities. Companies can issue cards, load balances, monitor transactions in real time, and apply merchant category controls to ensure funds are used for eligible expenses.

The solution is accepted across a wide network of food and grocery merchants in India and supports digital commerce platforms, giving employees greater flexibility in using their meal allowances.

EnKash stated that its prepaid infrastructure, supported by regulatory licenses and partnerships with financial networks, enables businesses to manage employee benefits securely and efficiently.

Future of Digital Employee Benefits in India

The launch reflects the growing adoption of digital-first employee benefit solutions as businesses look for simpler payroll management and improved workforce experiences.

Business Fortune believes that by integrating UPI with meal allowances, EnKash aims to make employee benefits more accessible.

 

FAQs

What is the EnKash Meal Card?
The EnKash Meal Card is a digital employee benefit solution that allows users to spend meal allowances through UPI payments and RuPay card transactions.

How does the EnKash Meal Card work with UPI?
Employees can scan eligible UPI QR codes at supported merchants and pay directly from their meal card balance.

Where can employees use the EnKash Meal Card?
The card can be used at eligible food and grocery merchants, as well as supported online platforms.

What are the benefits of the EnKash Meal Card for employers?
Employers can manage card issuance, reload balances and monitor transactions through a centralised platform.

Why is UPI integration important for meal benefits?
UPI integration makes meal allowances easier to use by connecting employee benefits with India’s UPI system.