Not all decision-making software is created equal. You must have specially created technology if you want to stay ahead of the market's changes and continue to be a cutting-edge, disruptive force in the financial services industry. To help you advance and remain ahead of risk, Provenir powers data orchestration and risk decisioning processes across identity, credit, and fraud. With critical data, AI, and decisioning capabilities, Provenir's AI-Powered Data and Decisioning Platform is built to provide you the freedom to iterate, grow, and scale according to your timetable. Your future should be empowered by technology, not dictated by it. Use a versatile platform-as-a-service to design your own path!

The global credit card market is projected to be worth $8 trillion, but Buy Now, Pay Later (BNPL) solutions are vying for a portion of this market. Provenir collaborates with BNPL providers such as yourself to facilitate swift launches and expansion. Whether you are a startup, a decacorn, or somewhere in between, you need technology that enables quick access to alternative data, facilitates real-time onboarding, and provides you with the flexibility to quickly adjust to changing regulations if you want to succeed in this cutthroat market. Launch, implement, refine, and innovate according to your schedule and preferences. Real-time onboarding and intelligent decision-making are at your fingertips thanks to simple data integration and powerful automation features. Provenir provides you with a single solution for data, KYC, analytics, and insights, enabling you to manage risk and propel business expansion while delivering industry-leading customer experiences.

Hard credit pulls are not necessary when using Provenir to make precise decisions. With Provenir's prebuilt connectors, building a customized data environment to support all of your decision-making requirements is quick and simple. Gain quick access to a variety of additional statistics, such as telco, behavioral scores, and more. 

• Put an end to data silos and integration difficulties. 

• Quickly link data sources by using the Marketplace.

• Incorporate data sources directly into your decision-making processes.

You're well-known for offering quick, easy service to consumers, SMEs, and merchants as a fintech lending or financial services provider. You need technology that powers and supports top-notch customer experiences to accomplish this. The AI-Powered Risk Decisioning Platform from Provenir enables fintech companies like you to provide greater value to both your customers and your company. Provenir's cloud-native platform-as-a-service (PaaS) enables quick data integrations, fully automated decisioning, and real-time business insights with its sophisticated risk decisioning and data science capabilities. Launch, implement, refine, and innovate according to your schedule and preferences. Provenir has retained the same potent tools that propel corporate success while streamlining data integration, model deployment, and decision-making automation. This implies that you continue to be adaptable and agile enough to seize new opportunities, introduce new products across a range of verticals, and head off new risks in fintech.

Construct a robust ecosystem for data and decision-making without having to develop each and every part. You can create your own product with Provenir's low-code flexibility and no-code user interface; hardcoding is not necessary. Your risk team can quickly and easily interface with a wide range of internal and external structured and unstructured data sources thanks to Provenir's Data Marketplace. To increase the accuracy of your decisions and increase your market opportunities, use alternative data.

SME Lending

Traditional banks avoid lending to SMEs because of the high risk and high expenses involved. Provenir works with forward-thinking small business lenders that are willing to take on new challenges, just like you. You anticipate an online SME lending platform to have at least automated processes and real-time decisioning, but you know you need more. You require a solution that stimulates creativity in risk strategy. This entails implementing complex credit risk models independently of vendors, making adjustments in a matter of minutes, and having timely access to the appropriate data. At its core, the Provenir AI-Powered Decisioning Platform boasts automation and integration capabilities that are unparalleled in the industry. Provenir expedites each stage of the loan procedure, enabling you to reduce origination expenses, make more informed choices, and provide the quick approvals that clients demand. Bid farewell to the era of disorganized data. Provenir Marketplace and sophisticated integration tools can be used to quickly interface with a large number of different data sources. Additionally, you can link various external and internal systems to form a strong decision-making hub.

Without requiring recoding, Provenir's model-agnostic platform facilitates the quick deployment of models created in almost any analytics program, including R, Python, SAS, and Excel. With Provenir's intuitive interface, your development and business teams can work together without hindrance, resulting in faster product launches and more agility. With completely automated, straight-through processing, you may approve loans in real time with Provenir's digital lending platform. Streamlined workflows remove the need for manual processing and allow you to concentrate costly resources on high-risk applications as well as other key areas of business growth. Agility and creativity are essential in a market that is dominated by technology. By combining data, artificial intelligence, and decision-making into a single, no-code user interface, the Provenir AI-Powered Decisioning Platform outperforms other risk decisioning systems. Provenir helps you surpass your company's objectives, whether you're scaling a unicorn or launching an ambitious startup. One or both of your data and decision-making techniques should be powered by Provenir.

Larry Smith, Founder and CEO

"In place of inscalable technology, seamless support for business expansion is provided. And modern decision-making, data, and AI capabilities take the place of outdated solutions."